Heranita, and R. Mohd. Zamzami. 2022. “THE EFFECT OF THIRD PARTY FUNDS, NON-PERFORMING FINANCING AND OPERATING EXPENSES OF OPERATING INCOME ON FINANCIAL PERFORMANCE: (Empirical Study of Sharia Commercial Banks for the Period 2016-2020)”. CURRENT ADVANCED RESEARCH ON SHARIA FINANCE AND ECONOMIC WORLDWIDE 1 (4):183-98. https://doi.org/10.55047/cashflow.v1i4.315.