Tampongangoy, G.H., Siar, L. and Maramis, M.M. 2026. Integration of Banking Law Competencies and Fraud Law Enforcement in the Development of the Law Study Program. JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS. 5, 3 (Jun. 2026), 451–459. DOI:https://doi.org/10.55047/jhssb.v5i3.2284.