DEBALUCOS, I. C.; POLINAR, M. A. N. RETIREMENT READINESS UNVEILED: EXPLORING THE LIVED EXPERIENCES AND CHALLENGES OF FINANCIAL CONFIDENCE AMONG COLLEGE INSTRUCTORS IN CEBU’S STATE UNIVERSITY. JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS, [S. l.], v. 3, n. 4, p. 1061–1075, 2024. DOI: 10.55047/jhssb.v3i4.1310. Disponível em: https://ojs.transpublika.com/index.php/JHSSB/article/view/1310. Acesso em: 31 oct. 2025.