ESPIRITI, L.; POLINAR, M. A. N.; DELANTAR, A. F. A. The Shift to a Cashless Society in Cebu City: User Behavior and Implications for the Cash Management Sector. JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS, [S. l.], v. 4, n. 4, p. 876–886, 2025. DOI: 10.55047/jhssb.v4i4.1904. Disponível em: https://ojs.transpublika.com/index.php/JHSSB/article/view/1904. Acesso em: 31 oct. 2025.