Desda, M. M., Yuliza, M., Satriadi, S., Desiyanti, R., Febianni, V., & Dini, D. (2025). Investment Decisions of Generations Y and Z With Financial Literacy as a Moderation Variable in the Era of Digitalization. JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, 4(2), 243–251. https://doi.org/10.55047/marginal.v4i2.1595