TAMARA, A. P.; AGUSTINA, Y. FINANCIAL MANAGEMENT BEHAVIOR ON BUY NOW PAY LATER USERS: DOES EDUCATION LEVEL MEDIATES THE EFFECT?. JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, [S. l.], v. 3, n. 3, p. 675–693, 2024. DOI: 10.55047/marginal.v3i3.1129. Disponível em: https://ojs.transpublika.com/index.php/MARGINAL/article/view/1129. Acesso em: 22 apr. 2026.