ZAHRO, M.; RAHAYU, R.; TRIYONOWATI, T.; SUHERMIN, S.; SURYAWIRAWAN, O. A. Navigating Financial Behavior: How Literacy, Herding, Risk Perception, and Attitude Shape Generation Z’s Investment Decision . JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, [S. l.], v. 4, n. 1, p. 164–178, 2025. DOI: 10.55047/marginal.v4i1.1583. Disponível em: https://ojs.transpublika.com/index.php/MARGINAL/article/view/1583. Acesso em: 20 mar. 2026.