PARDANI, R. R.; KWARTO, F. Fintech Peer-to-Peer Lending (P2PL): A Long-Term Microeconomic Finance Problem in Indonesia. JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, [S. l.], v. 4, n. 3, p. 578–596, 2025. DOI: 10.55047/marginal.v4i3.1685. Disponível em: https://ojs.transpublika.com/index.php/MARGINAL/article/view/1685. Acesso em: 12 mar. 2026.