WINDIARTI, S.; KUNCARA W, H. K.; PRATAMA, A. . THE EFFECT OF SHOPEEPAY-BASED MARKETING AND PAYMENT GATEWAY STRATEGIES ON FINANCIAL INCLUSION OF SHOPEE APPLICATION USERS IN DKI JAKARTA. JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, [S. l.], v. 2, n. 1, p. 17–28, 2022. DOI: 10.55047/marginal.v2i1.346. Disponível em: https://ojs.transpublika.com/index.php/MARGINAL/article/view/346. Acesso em: 20 mar. 2026.