PUNAGI, M.; MARDI; FAUZI, A. . ANALYSIS OF FACTORS AFFECTING OF RETURN ON ASSETS OF BANKING COMPANIES BEFORE AND DURING COVID-19 PANDEMIC. JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, [S. l.], v. 2, n. 1, p. 86–99, 2022. DOI: 10.55047/marginal.v2i1.357. Disponível em: https://ojs.transpublika.com/index.php/MARGINAL/article/view/357. Acesso em: 13 mar. 2026.