Nulhakim, L. and Kristijadi, E. (2025) “Analyzing How Liquidity, Efficiency, and Bank Size Influence Profitability: Ownership Structure as a Moderator”, JOURNAL OF MANAGEMENT, ACCOUNTING, GENERAL FINANCE AND INTERNATIONAL ECONOMIC ISSUES, 4(4), pp. 1114–1127. doi: 10.55047/marginal.v4i4.1894.