Suwarsono MA, Maramis RA, Tampongangoy GH. Legal Certainty for Creditors on Subsidized Home Ownership Loan Collateral Based on Law Number 4 of 1996 Concerning Mortgage Rights. Pol. Law Not. Regul. Issues [Internet]. 2025 Nov. 4 [cited 2026 Mar. 12];4(4):727-44. Available from: https://ojs.transpublika.com/index.php/POLRI/article/view/1991