Implementation of Sharia Economic Principles in the Management of Waste Bank Savings to Empower Customers of the IAI MU Tanjungpinang Waste Bank
Main
Sirly Deska Yana Putri*
Masjunaidi Masjunaidi
Mardhiah Mardhiah
Muhammad Imaduddin
Novi Suryawati
Rida Salasa
Selly Anggreni
Waste management remains a critical global challenge, with innovative solutions like waste banks gaining traction as participatory approaches to address environmental and economic concerns. However, conventional waste bank models often overlook the integration of spiritual and ethical values in their operations. This research aims to analyze the implementation of Islamic economic principles in waste-based savings management at IAI Miftahul Ulum Tanjungpinang Waste Bank and its role in customer empowerment. The research uses descriptive qualitative methods with data collection techniques through interviews, observation, and documentation. The research subjects are Bank Sampah customers with 22 active customers depositing every 1 and 2 weeks. The informants in this research are the director and staff at IAI MU Tanjungpinang Waste Bank. Customer empowerment at IAI Miftahul Ulum Tanjungpinang Waste Bank is implemented through three main aspects: economic, social, and spiritual. These activities are supported by the existence of educational institutions, initial community awareness, strategic location, and potential religious values. However, the implementation of customer empowerment in these three aspects has not been optimaldue to limitations in operational time, unavailability of recycling programs, weak integration of spiritual values in activities, and minimal non-economic incentives. As a result, the impact of empowerment on improving welfare and customer awareness remains limited, requiring program strengthening and sustainable innovation.
Ajustina, F., & Nisa, F. L. (2024). Implementasi Prinsip Ekonomi Syariah terhadap Pengembangan Ekonomi Umat untuk Meningkatkan Pertumbuhan Ekonomi. Jurnal Ilmiah Ekonomi Dan Manajemen (JIEM), 2(6), 626–637. https://doi.org/10.61722/jiem.v2i6.1575
Alfarisyi, A. T., & Fauzi, R. M. Q. (2020). Peran Pemberdayaan Bank Sampah dalam Islam (Studi Kasus pada Bank Sampah Induk Surabaya). Jurnal Ekonomi Syariah Teori Dan Terapan, 6(3), 541–554. https://doi.org/10.20473/vol6iss20193pp541-554
Andiwijaya, & Purwandari, E. (2024). Model Bank Sampah Induk Kota Palembang dalam Perspektif Ekonomi Syariah dan Potensi Pemberdayaan Masyarakat. AMAL: Jurnal Ekonomi Syariah, 6(2), 104–114. https://doi.org/10.33477/eksy.v6i02.8578
Ariefahnoor, D., Hasanah, N., & Surya, A. (2020). Pengelolaan Sampah Desa Gudang Tengah melalui Manajemen Bank Sampah. Jurnal Kacapuri: Jurnal Keilmuan Teknik Sipil, 3(1), 14–30. https://doi.org/10.31602/jk.v3i1.3594
Hardiati, N., & Anwar, S. (2021). Incompatible Business Behavior Toward Islamic Ethics: A Study on the Practices of Riba and Bank Interest. Cashflow: Current Advanced Research on Sharia Finance and Economic Worldwide, 1(1), 18–28. https://doi.org/10.55047/cashflow.v1i1.18
Hidayatuloh, S., & Pratami, N. S. (2021). Rancang Bangun Sistem Transaksi Tabungan untuk Pengelolaan Sampah Berbasis Web (Studi Kasus: Bank Sampah Sahitya Fakultas Sains dan Teknologi UIN Syarif Hidayatullah Jakarta). Tekinfo: Jurnal Bidang Teknik Industri Dan Teknik Informatika, 22(2), 87–108. https://doi.org/10.37817/tekinfo.v22i2.1766
Indarti, S. M., Riani, N., & Rahmahwaty. (2024). Pemberdayaan Ekonomi Masyarakat Di Kelompok Madu Langkapura: Implementasi Bank Sampah. Jurnal Ekonomi Syariah Dan Pariwisata Halal, 2(2), 21–30. https://doi.org/10.70371/jseht.v2i2.89
Kurniawati, M., Nopianti, N., & Hidayah, V. N. H. (2025). Peningkatan Kesadaran Masyarakat dalam Pengelolaan Bank Sampah Induk Ciamis Perspektif Ekonomi Syariah (Studi Kasus Desa Kertasari Kabupaten Ciamis). RIGGS: Journal of Artificial Intelligence and Digital Business, 4(3), 759–781. https://doi.org/10.31004/riggs.v4i3.2070
Linawati, L., & Meilana, P. B. (2025). Peran Bank Sampah dalam Meningkatkan Ekonomi Masyarakat Perspektif Ekonomi Islam (Studi Kasus Bank Sampah Mojorejo Asri). Investama : Jurnal Ekonomi Dan Bisnis, 11(2), 177–188. https://doi.org/10.56997/investama.v11i02.2485
Masruroh, M. (2021). Bank Sampah Solusi Mengurangi Sampah Rumah Tangga (Studi Kasus Bank Sampah Puri Pamulang). Masyarakat Madani: Jurnal Kajian Islam Dan Pengembangan Masyarakat, 6(2), 48–69. https://doi.org/10.24014/jmm.v6i2.14779
Nafis, A. H. (2024). Analisis Strategi Pengelolaan Bank Sampah Sebagai Upaya Meningkatkan Kesejahteraan Masyarakat Dalam Perspektif Manajemen Syariah (Studi Kasus Pada Bank Sampah Induk Resik Karsa Desa Pangkah Wetan Ujungpangkah Gresik). Jurnal Qiema (Qomaruddin Islamic Economics Magazine), 10(2), 99–117. https://doi.org/10.36835/qiema.v10i2.4484
Nurinayah, N. (2023). Praktik Gharar dalam Transaksi Ekonomi Islam: Telaah terhadap Kaidah Fiqhiyah. Tadayun: Jurnal Hukum Ekonomi Syariah, 4(1), 63–78. https://doi.org/10.24239/tadayun.v4i1.99
Perkasa, D. H., Fathihani, F., & Apriani, A. (2022). Pemberdayaan Masyarakat melalui Pendirian Bank Sampah di Kelurahan Tanjung Duren. Jurnal Andhara, 1(2), 19–27. https://jurnal.undira.ac.id/andhara/article/view/115
Poltak, H., Prakoso, G. H., Gunaisah, E., Ulat, M. A., Mustasim, M., Latif, M. Z., Sayuti, M., Sururi, M., Muhfizar, M., & Winarno, B. (2021). Pendampingan Kelompok Kewirausahaan Muda Bagi Pemula Bidang Kelautan dan Perikanan di Politeknik Kelautan dan Perikanan Sorong. Selaparang: Jurnal Pengabdian Masyarakat Berkemajuan, 4(2), 96–103. https://doi.org/10.31764/jpmb.v4i2.4025
Pribadi, U., Aji, J. S., & Widayat, R. M. (2021). Inisiasi Pendirian dan Pengelolaan Bank Sampah. Berdikari: Jurnal Inovasi Dan Penerapan Ipteks, 9(2), 227–236. https://doi.org/10.18196/berdikari.v9i2.9725
Putra, A. A., Wigati, S., Akbar, D., & Wicaksana, D. H. (2024). Relevansi dan Tantangan Penerapan Prinsip Ekonomi Syariah dalam Era Ekonomi Digital. Ma’mal: Jurnal Laboratorium Syariah Dan Hukum, 5(5), 498–517. https://doi.org/10.15642/mal.v5i5.392
Putra, L. P., & Asri, K. H. (2024). Penerapan Prinsip Ekonomi Syariah dalam Pengembangan Usaha Kecil dan Menengah di Desa Karang Asem Barat Kecamatan Citeureup. Iqtishodiyah: Jurnal Ekonomi Dan Bisnis Islam, 10(1), 96–114. https://doi.org/10.55210/iqtishodiyah.v10i1.1527
Sakir, S., & Setianingrum, R. B. (2021). Pendirian Bank Sampah Sebagai Wujud Pemberdayaan Ekonomi dan Sosial Masyarakat Desa Singoyudan, Mirit, Kebumen. Surya Abdimas, 5(4), 434–442. https://doi.org/10.37729/abdimas.v5i4.1355
Setiawan, I., Yahya, M., Yahya, I., & Sukendar, S. (2024). Konsep Bunga Anti Riba Dalam Persepektif Prinsip Ekonomi Islam pada Lembaga Keuangan Syariah. Lisyabab : Jurnal Studi Islam Dan Sosial, 5(1), 159–173. https://doi.org/10.58326/jurnallisyabab.v5i1.251
Shompa, Z. A., Akbar, M. A., & Mohadis, H. M. (2025). Harmonizing Maqasid al-Shari’ah with sustainable waste management practices: a conceptual framework for principles and implementation. International Journal of Islamic and Middle Eastern Finance and Management, 18(1), 142–165. https://doi.org/10.1108/IMEFM-02-2024-0061
Siregar, H. A., Siregar, N. Y., & Selfia, Y. (2021). Sosialisasi Sampah Melalui Bank Sampah untuk Menyejahterakan Masyarakat di Desa Truko Jawa Tengah. Jati Emas (Jurnal Aplikasi Teknik Dan Pengabdian Masyarakat), 5(1), 5–10. https://doi.org/10.36339/je.v5i1.406
Suaib. (2023). Pembangunan dan Pemberdayaan Masyarakat. Penerbit Adab.
Suastrini, F. (2021). Tinjauan Etika Bisnis Syariah pada UD. Bank Sampah Bintang Sejahtera. Nusantara Hasana Journal, 1(7), 50–61. https://nusantarahasanajournal.com/index.php/nhj/article/view/202
Yunita, Y., Adrianshyah, M., & Amalia, H. (2021). Sistem Informasi Bank Sampah dengan Model Prototype. INTI Nusa Mandiri, 16(1), 15–24. https://doi.org/10.33480/inti.v16i1.2269
Zulkarnain, Wahab, A., & Syaharuddin, S. (2020). Peran Ta’awun dalam Mengentas Kemiskinan di Kota Makassar. Al-Buhuts, 16(2), 1–16. https://doi.org/10.30603/ab.v16i2.1755
