Zakat Management as a Tool for the Economic Empowerment of the Muslim Community: An Empirical Study of BAZNAS’s Role in Improving Community Well-Being
Main
Siswahyudiyanto Siswahyudiyanto*
Productive zakat management by the National Zakat Agency (BAZNAS) is often assumed to linearly alleviate poverty without examining operational barriers at the field level. This study aims to analyze zakat management by the National Zakat Agency (BAZNAS) of City X as an instrument for the economic empowerment of the Muslim community and its impact on community well-being. Using a descriptive qualitative approach, data were collected through in-depth interviews with BAZNAS representatives and mustahik, observation, and documentation studies. The results reveal that the business capital program increased average income by 25–30%, but it also faced critical operational barriers, including fragmented mustahik data that is not yet digitally integrated, limited competence of amil human resources in micro business management, and minimal sustainability of post-distribution mentoring, which often triggers bias in assessing program success. This study recommends practical implications for BAZNAS to accelerate the digitalization of its database and to institutionalize a sustainable business mentoring unit in order to improve zakat governance comprehensively. This study concludes that optimizing zakat as an instrument of economic independence cannot rely solely on the amount of funds allocated, but requires governance reform through database digitalization and the strengthening of sustainable business mentoring.
Afina, K. N., & Saadati, N. (2022). The Impact of the Distribution of Productive Zakat Philanthropy on Poverty Alleviation by the BAZNAS of Demak Regency with the 2021 CIBEST Quadrant Model. Annual International Conference on Islamic Economics and Business (AICIEB), 2(1), 224–232. https://doi.org/10.18326/aicieb.v2i1.208
Alam, A., Sari, D., & Hakim, L. (2022). The impact of productive Zakat program on the economy of Zakat recipients: Study in Baznas Surakarta. Journal of Islamic Economics and Finance Studies, 3(2), 88–101. https://doi.org/10.47700/jiefes.v3i2.4774
Anami, A. K. (2024). Zakah as a social responsibility for small and medium enterprises (SMEs). International Journal of Scholarly Research and Reviews, 4(1), 9–16. https://doi.org/10.56781/ijsrr.2024.4.1.0022
Basri, M. (2024). Eksplorasi Dampak Program Infaq Dan Shodaqah Terhadap Pengembangan Karakter Peduli Sosial Di Sekolah Dasar Islam Di Medan. AL-MUADDIB: Jurnal Kajian Ilmu Kependidikan, 6(3), 757–779. https://doi.org/10.46773/muaddib.v6i3.1333
Falah, N. F., & Saifudin, A. G. S. (2026). The Effectiveness of Productive Zakat Distribution in Improving the Economy of the Mustahiks through Business Development at BAZNAS Pekalongan City. Journal of Theoretical and Applied Philanthropy, 1(1), 25–37. https://doi.org/10.28918/jtap.v1i1.10690
Fauzi, M. F., & Huda, M. (2022). Peran Zakat Community Development (ZCD) dalam Memberdayakan Ekonomi Umat (Studi Kasus Pada Masyarakat Kampung Pegat Batumbuk Kabupaten Berau). Jurnal Ekonomi Syariah Mulawarman (JESM), 1(3), 200–208. https://doi.org/10.30872/jesm.v1i3.2747
Ferdaus, N. N. (2023). Zakat Utilizing in Poverty Alleviation (Case Study: Dompet Dhuafa Yogyakarta). Jurnal Ekonomi Syariah Teori Dan Terapan, 10(5), 455–466. https://doi.org/10.20473/vol10iss20235pp455-466
Furqani, H., Mulyany, R., & Yunus, F. (2018). Zakat for economic empowerment (analyzing the models, strategy and implications of zakat productive program in Baitul Mal Aceh and Baznas Indonesia). Iqtishadia: Jurnal Kajian Ekonomi Dan Bisnis Islam STAIN Kudus, 11(2), 391–411. https://doi.org/10.21043/iqtishadia.v11i2.3973
Harahap, M. F., Jureid, J., & Hamdanil, H. (2025). Productive Zakat Management in Empowering Micro Business for Poverty Alleviation (Study at Baznas Mandailing Natal District). ILTIZAM Journal of Shariah Economics Research, 9(1), 179–191. https://doi.org/10.30631/7qq99198
Hasan, Z., & Yunita, A. (2025). Zakat Management for Bengkalis Economic Transformation: A Comprehensive Empowerment Strategy. AZKA International Journal of Zakat & Social Finance, 6(2), 49–68. https://doi.org/10.51377/azjaf.vol6no2.211
Lubis, M., Ridho Lubis, A., & Almaarif, A. (2019). Comparison of the approach in the Zakat management system. Journal of Physics: Conference Series, 1235(1), 12048. https://doi.org/10.1088/1742-6596/1235/1/012048
Maghfirah, M. (2020). Zakat management and poverty alleviation in Indonesia. Jurisdictie: Jurnal Hukum Dan Syariah, 11(2), 286–313. https://doi.org/10.18860/j.v11i2.9261
Mokodenseho, S., Imban, Y., Dilapanga, S., Manggo, T., Paputungan, A., Kobandaha, S., Modeong, N., & Paputungan, P. (2024). The impact of effectiveness of zakat management and transparency of the use of zakat funds on improving welfare and community empowerment in Central Java. Jurnal Multidisiplin West Science, 3(4), 527–538. https://doi.org/10.58812/jmws.v3i04.1136
Muhammad, A. D. (2024). Trends and developments in contemporary Zakat administration. Journal of Islamic Economics and Finance Studies, 5(1), 67–81. https://doi.org/10.47700/jiefes.v5i1.7952
Nabila, S., Sari, A. K., & Maharani, S. (2024). Strategi BAZNAS dalam Mengatasi Ketimpangan Penerimaan Dana Zakat. AL-MUSAHAMAH: Journal of Islamic Economics, Finance, and Business, 1(1), 74–82. https://doi.org/10.37058/ams.v1i1.11748
Niamulloh, N. (2023). Empowerment of Zakat in Order to Eradicate Poverty of the People (Study According to Law 23 of 2011 Concerning Zakat Management). Jurnal Hukum Khaira Ummah, 18(1), 11–28. https://doi.org/10.30659/jhku.v18i1.1834
Nurherawati, I. N., Akmal, M. A. D., Putri, Z. A., & Fadlan, M. F. (2024). The Role of BAZNAS Cirebon City in the Collection and Distribution of Zakat at IAIN Cirebon in Religious Social Welfare. Jurnal Studi Sosial Keagamaan Syekh Nurjati, 4(1), 1–21. https://doi.org/10.24235/sejati.v4i1.76
Perdana, D. A., Apriani, I., & Macpal, S. (2023). The Effect of Utilization of Productive Zakat Funds on Mustahik Empowerment at BAZNAS Gorontalo Regency. International Journal of Islamic Finance, 1(1), 20–34. https://doi.org/10.14421/ijif.v1i1.2030
Ramadhan, M. A., Permana, D. D., & Gumilar, R. (2024). Productive Zakat Empowerment Analysis in BAZNAS Institutions. Journal of Islamic Economic Scholar, 4(1), 23–30. https://doi.org/10.14421/jies.2023.4.1.23-30
Rasheed, S., & Munawar, H. (2025). Poverty Alleviation and Economic Empowerment “Islamic Approaches to Poverty Alleviation Zakat and Wealth distribution’’. Islamic Research Journal {القدوۃ}, 3(1), 86–96. https://al-qudwah.com/index.php/aqrj/article/view/120
Suhendro, D. (2022). Optimalisasi Pendistribusian Zakat Produktif dalam Upaya Membantu Perekonomian Masyarakat untuk Pengentasan Kemiskinan. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 3(5), 794–809. https://doi.org/10.47467/elmal.v3i5.1093
Toni, H. (2020). Productive zakat management through the zakat community development program in Bengkulu Province. Ilmu Dakwah: Academic Journal for Homiletic Studies, 14(2), 317–340. https://doi.org/10.15575/idajhs.v14i2.10676











